Philosophy

• Our Loyalty is to our Clients
• Understanding our Clients
• Assessing Risk Tolerance
• Fixed-income Investments
• Broad Diversification in Equity Investments
• Independent Research

Equity Portfolio Process

• Ongoing Research
• Value and Growth Screens
• Sell Discipline and Target Price Methodology
• Performance Policy Statement (with six composite charts)

Our Investment Team

External Databases
STMM subscribes to several external databases to which it submits performance numbers on a regular basis.