Senior Investment Advisor

critter@stmmltd.com

Cathy Ritter joined South Texas Money Management as a Senior Investment Advisor in July 2010. She brings a broad range of investment and financial services experience to the firm.

Prior to joining STMM, Ms Ritter spent 11 years with the Frost Financial Management Group as a Vice President and Portfolio Manager. She specialized in managing portfolios for trust and estate clients. In addition to this role she served as a statewide marketing and business development officer for the investment group.

Cathy started her career in investments at Frost as a research analyst covering consumer discretionary and durable goods sectors. She was responsible for researching and picking stocks from these sectors for investment in the Core Portfolio product. Prior to the investment industry, Cathy worked in the financial services industry specializing in the mortgage area for 24 years.

Ms. Ritter holds a Bachelor's and Master's of Business Administration degree in Finance from the University of Texas at San Antonio. Her professional affiliations include the CFA Society of San Antonio, the San Antonio Estate Planners Council and the Financial Planning Association. She also currently serves on the board of Alpha Home, a non-profit organization licensed to provide substance abuse treatment for women.