This podcast is for general informational purposes only and sets forth the personal opinions of its author as of its publication date. This podcast contains no recommendations to buy or sell securities or a solicitation of an offer to buy or sell securities or investment services or adopt any investment position. This podcast is not intended to constitute investment, legal or tax advice and should not be relied upon as such. Market and economic views are subject to change without notice and may be untimely when presented here. The discussion herein contains forward looking statements that are inherently unreliable and speculate as to future events. You are advised not to infer or assume that any securities, sectors or markets described in this podcast were or will be profitable. All material and information presented is compiled from sources believed to be reliable, but accuracy cannot be guaranteed. Past performance is no guarantee of future results. There is a possibility of loss. South Texas Money Management, Ltd. and/or its employees may engage in securities transactions in a manner inconsistent with the above. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute. 

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